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Zakat

Calculate your Zakat the right way.

Following the Hanafi school, as practised in Bangladesh — with the correct rules for nisab, hawl and debts. Your figures never leave your device.

Boys reading the Qur’an together in a Maktab class
Portrait of an elderly woman in a headscarf
Nisab · Hawl · 2.5%Hanafi method, in Taka
1Your Zakat year
Have you owned at least the nisab for one full lunar (Hijri) year — on your Zakat date last year and again today?
Ups and downs during the year do not matter, as long as the wealth was not completely lost. Wealth gained during the year is added to the total.
Which calendar do you count your Zakat year by?
Zakat is based on the lunar year. If you keep your Zakat date on the Gregorian calendar, the rate is adjusted for its 11 extra days.
2Gold & silver
Weight and price unit
1 bhori = 16 ana = 11.664 g · 1 ana = 6 roti ≈ 0.729 g
GoldWeight Price per
24K
৳
22K
৳
21K
৳
18K
৳
Traditional
৳
Silver
৳
  • Use today’s market rate — the Bangladesh Jewellers Association (BAJUS) publishes daily rates for each karat and for silver.
  • Always enter today’s silver price, even if you own no silver — it is needed to determine the nisab.
  • Include all gold and silver, including jewellery you wear (Hanafi). Value the metal only — not making charges or stones. Diamonds and gemstones are not zakatable unless held for trade.
3Cash & savings
৳
৳
Principal only — do not include interest.
৳
৳
Enter the amount you deposited. Interest (riba) is not zakatable — it must be given away without hope of reward.
৳
৳
A mandatory provident fund held by your employer is not zakatable until you receive it.
4Investments, business & receivables
৳
৳
The share of the company’s zakatable assets per share. If you cannot find it, enter the full market value as a precaution.
৳
Your home, and property you rent out, are not zakatable — only savings from the rent are.
৳
Shop fittings, machinery, vehicles and premises used in the business are not zakatable.
৳
৳
Loans you have given and sale proceeds due to you. You may instead pay on these when you receive them, for all past years.
৳
5Debts & liabilities due
৳
For long-term loans, include only the instalments currently due.
৳
৳
৳

How Zakat is calculated

The rules behind the numbers.

Nisab

Zakat is obligatory on an adult, sane Muslim whose zakatable wealth, after debts due, reaches the nisab: 7.5 bhori (87.48 g) of gold or 52.5 bhori (612.36 g) of silver.

Combining wealth

In the Hanafi school, gold, silver, cash and trade goods are added together by value. If you own only gold, the gold nisab applies; if only silver, the silver nisab. Any other combination is measured against the silver nisab, which benefits the poor.

Hawl & rate

Zakat becomes due when the nisab has been held for one full lunar year. It is 2.5% of all zakatable wealth on that day — not just the amount above the nisab.

Not zakatable

Your home, household furniture, clothing, personal vehicle, tools of your trade and business fixed assets. Agricultural produce (ushr) and livestock follow separate rules.

Who receives Zakat

Zakat may only be given to the eight categories named in the Qur’an (At-Tawbah 9:60), such as the poor and the needy. We record Zakat separately and direct it only to eligible recipients.

A guide, not a fatwa

This calculator follows the Hanafi school. Other schools differ on some points, such as jewellery that is worn. For complex cases — business partnerships, inheritance or agriculture — please consult a qualified Mufti.

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